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$COF
COF Earnings: Miss 2/4 · 4 quarters tracked
LAST 30 DAYS
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AVG GRADE
SENTIMENT
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◈ EARNINGS HUB · 2026-03

COF Earnings: Miss, Surprise History & Forecast

2/4 quarters beaten · Last EPS $4.42 (+-3.9%) · AI Grade:
◈ ESEN AI · EARNINGS PREVIEW
COF reported EPS of $4.42 in its most recent quarter (2026-03), missing consensus estimate of $4.60 by -3.9%. Over the last 4 quarters, the company has beaten estimates 2 times (50% beat rate) with an average surprise of +17.5%. ESEN AI grade: .
LAST EPS
$4.42
est $4.60
LAST SURPRISE
-3.9%
2026-03
BEAT RATE
2/4
beats / quarters
AVG SURPRISE
+17.5%
last 4Q
◆ EPS MOMENTUM
PERIOD
ACTUAL EPS
ESTIMATE
SURPRISE
2026-03-31
$4.42
$4.60
-3.9%
2025-12-31
$3.86
$4.16
-7.1%
2025-09-30
$5.95
$4.41
+34.9%
2025-06-30
$5.48
$3.75
+46.0%
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◈ FREQUENTLY ASKED QUESTIONS
When did $COF last report earnings?
COF last reported earnings on 2026-03-31, with actual EPS of $4.42 vs estimate of $4.60.
Did $COF beat earnings estimates?
No, COF missed consensus EPS by -3.9%.
What is $COF's earnings beat rate?
COF has beaten consensus EPS in 2 of 4 quarters (50%). Average surprise: +17.5%.
E
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ⓘ AI-graded news coverage · Not investment advice