WFC — —
Loading…
— —
PREV CLOSE — OPEN — DAY RANGE —
Analyzing 0%
MASTER — —
ESEN VERDICT
Analyzing…
Horizon6–12M
Confidence—
Data coverage—
ESEN Ranks Forecast News Intelligence Fundamentals ESEN Deep Analysis Screener

WFC Stock AI Analysis

ESEN AI analysis of WFC stock updated every 12 hours.

ESEN Institutional Analysis

WFC Systematic Research

Wells Fargo & Co trades at a P/E ratio of 10.36x, positioning below the typical valuation multiples observed across major U.S. banking franchises. This compressed valuation multiple occurs alongside a market capitalization of $244.5 billion, reflecting the institution's scale within the domestic banking landscape. The current price of $74.37 sits notably below the 52-week high of $97.76, suggesting substantial distance from recent peak levels that systematic models track for relative value assessment.

The profitability profile reveals operational strengths within specific segments. Operating margin reaches 25.35% while net margin stands at 22.19%, indicating disciplined expense management following years of restructuring initiatives. Return on equity of 12.02% provides context for capital efficiency, though the P/B ratio of 1.62x trades above tangible book value per share of $58.56. The model flags that EPS growth of 15.48% year-over-year demonstrates earnings momentum, while reported revenue growth of 72.75% warrants scrutiny for normalization of interest rate-driven components.

Risk factors embedded in fundamental screening include:

  • Debt-to-equity ratio of 2.35x reflects typical banking sector leverage but requires monitoring against regulatory capital thresholds
  • Return on assets of 1.03% trails certain competitors, suggesting opportunities for asset productivity improvement
  • Beta of 0.96 indicates slight defensive characteristics relative to broader market volatility

Relative to peers JPM, BAC, and C, Wells Fargo's valuation discount becomes apparent through the P/E metric. The P/S ratio of 1.91x provides additional context for revenue-based valuation frameworks that institutional screens frequently employ for cross-sectional banking analysis.

Analysis updated monthly based on systematic screening of fundamentals, profitability, growth, and peer positioning.

Related Stocks
AAPL NVDA MSFT AMZN GOOGL META TSLA AVGO JPM V MA LLY UNH XOM JNJ WMT PG HD MRK COST BAC ABBV CRM CVX ORCL KO PEP AMD NFLX ADBE

Explore AI analysis for top stocks — Full Rankings · AI Screener · Earnings Calendar